GRFS works as a DSA / loan sourcing facilitator, helping eligible customers understand documentation, compare available lender options and submit applications for Personal, Business and Home Loans.
Availability, amount, tenure and pricing depend on the applicant profile and lender policy.
Unsecured funding for eligible salaried and self-employed customers for permitted personal requirements.
Funding options for eligible proprietors, professionals and businesses for working capital or expansion.
Home purchase, construction, extension and eligible balance-transfer options through participating lenders.
We can help with initial requirement understanding, document checklist, application coordination and lender communication. Approval and final terms remain solely with the lender.
This is an indicative checklist. Individual lenders may request additional documents or different formats.
The table below uses publicly published lender information available from official sources. It is not a quote or promise of approval. Final ROI, fees and eligibility are determined by the lender.
| Lender | Sector | Product | Published / indicative ROI |
|---|---|---|---|
| SBI | Public Sector | Personal Loan | 10.05% – 15.05% p.a. |
| ICICI Bank | Private Sector | Personal Loan | 10.60% p.a. onwards* |
| HDFC Bank | Private Sector | Personal Loan | 9.99% p.a. onwards* |
| Tata Capital | NBFC | Personal Loan | 10.99% – 29.99% p.a. |
| Aditya Birla Capital | NBFC | Personal Loan | 10% – 28% p.a. |
| Bajaj Finance | NBFC | Business Loan | 14% – 23.50% p.a. |
| Bajaj Finance | NBFC | Home Loan | 7.45% – 10.65% p.a.** |
| Tata Capital Housing | HFC/NBFC group | Home Loan | 8.00% – 13% salaried; 8.35% – 13% self-employed* |
*Rates are subject to lender terms, credit score, income, tenure, product, location and other eligibility factors. **Bajaj Finance publishes separate home-loan ranges for salaried, professional and self-employed borrowers. Rates can change; verify the lender's current rate sheet before quoting a customer.
Submit the basic requirement. A GRFS representative can contact you regarding the applicable document checklist and participating lender options.
GRFS may act as a DSA / sourcing and facilitation partner for participating financial institutions, subject to applicable agreements and regulations. Submission of an enquiry does not constitute approval, sanction or a commitment to provide a loan. Interest rates, processing fees, eligibility, tenure and documentation are lender-specific and may change without notice. Customers should review the lender's sanction letter, Key Facts Statement/other applicable disclosures and terms before accepting any facility.